Wednesday, January 02, 2013

The Underwriter's Surveyor

Usually, the underwriter's surveyor limits his attention to specific damages reported to underwriters, examining only damage pointed out by the surveyor of the assured.

1. He is responsible for such as follows except when otherwise instructed by his principals:
2. Obtaining from underwriters or insurance brokers, particulars of damage to be surveyed, records of temporary and deferred repairs and particulars of outstanding damages.
3. Attending surveys of damage jointly with surveyors of the assured and repair contractors, as applicable, at date, time, and location specified by the assured.

4.  Determining and agreeing as practicable, the cause, nature and extent of damage pointed out by the surveyor of the assured, as well as recommendations for repairs and reasonable costs applicable.
5. Determining and agreeing as practicable, to breakdown of all costs related to claim adjustment.
6. Determining and agreeing as practicable, cost of any bonus overtime worked, together with savings, if any, in time and cost due to overtime worked. Attending jointly with surveyors of the assured and representatives of repair contractors to negotiate and agree as practicable, to costs applicable to damage repairs, except when otherwise instructed.
7. Advise the assured’s surveyor at time of survey of any exceptions taken to cause extent of damage, necessary repairs or repair cost and make concerted efforts to reach agreements concerning matters in dispute. A dim view is taken to submitting a report reflecting an exception which has not been first discussed with the assured’s surveyor at time of the initial survey.
8. Attending and reporting upon any additional damage disclosed during repairs which may be pointed out by the assured's surveyor during supplementary surveys.